We have a trusted network of “A” rated insurance carriers which allows us to find the best and most affordable coverage for our clients.
We provide unmatched customer service while maintaining fast turn times. Licensed in 8 states to further serve you.
Our company was founded in 2018 and brings nearly a decade of insurance experience to the table for our clients. We’ve successfully provided unmatched customer service for over 100+ families and businesses through a truly bespoke, affordable, and stress-free insurance matching process.
We listen carefully, move faster, and work harder to reach a higher standard for all of our clients.
Licensed in 14 states:
CA: 0H52541; AZ/NM/OR/SC/NC: 16333209;
CO: 748832; NV: 3546554; UT: 778899; TX: 2542715;
ID: 936297; MN: 40807807; OH: 1321969; MI: 16333209
Licensed in 2011, Michelle began working as an insurance agent at a Fortune 500 insurance company. For the next 7 years, Michelle was able to successfully help hundreds of clients in multifaceted fashion with their insurance needs. Although grateful for the experience, the corporate world of insurance services wasn’t an ideal environment for Michelle to truly help clients the way she felt was needed. There was a lack of person-ability, affordability, and long-winded turn times in corporate which often acted as a detriment to her clients.
With the desire to be better, In 2018, Michelle opened her own company, Palush Insurance Services. Now, as an independent insurance broker, she specializes in finding her clients the best coverage, at the best price, and the fastest turn around times! Since founding Palush Insurance Services, she has been able to build lasting relationships with hundreds of families and businesses while supporting their insurance needs.
A Note From Michelle:
“I truly love what I do for so many reasons. One of the greatest benefits of my job is that it allows me to connect and build lasting relationships with my clients throughout the process. When you come to Palush Insurance Services, I take the role of making sure your biggest assets are properly insured. Thank you for the opportunity to assist with your insurance needs, I look forward to meeting you!”
Home insurance is a standard policy that insures the home itself and the things you keep in it.
Auto insurance protects you against financial loss if you have an accident.
There are many kinds of life insurance, generally fall into two categories: term insurance and permanent insurance.
As a business owner, your company faces different risks every day. We're here to help protect your business from these risks.
Do you have something unique that needs coverage? We’ve got you covered.
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Why do you need it?
- If your home was destroyed by fire, you'd need money to repair or replace it.
- If a guest in your home is injured, liability protection and medical coverage help pay expenses.
- If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
- If you are still paying for your home, your lender will require insurance.
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy
Why do you need it?
- If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
- Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term"). This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance can accumulate cash value and is priced for you to keep over a long period of time.
Every small business owner needs insurance to help make sure you’re protected against all the different types of risks your business faces. But what exactly should you choose for coverages? Every business is unique, but you should be sure to have:
- General liability and property insurance
- Workers' compensation insurance if you have employees
- Commercial auto insurance if you or any employees use vehicles for work purposes
For more information about business insurance, contact us!get an instant quote
Do you have something unique that needs coverage? We’ve got you covered. Our carrier partners offer coverage for Property, Power-sports, and Liability Protection above your existing policy.
So if you need coverage for your ATV, Boat, Motorcycle, or an Umbrella Policy that protects all your assets, we can get you covered!
“Palush Insurance has literally saved the day for me, both personally and for my business, 100 times over. Being a somewhat unorganized person, I tend to reach out to Michelle last minute for insurance needs. Within 48 hours, she was able to request policies for my business Workers Comp, Commercial Auto, Commercial Office, and Drone Liability Insurance coverage!! I also have received Renters Insurance from Michelle. Every policy was air tight and came in at an extremely affordable price. ”
“The best part about working with Michelle is her customer service. It was 100% stress-free. She handles ALL of the workload and my only job was to review the policies and sign the dotted lines. Her response time is impeccable and she does not stop working until all my needs were met. I highly recommend Michelle to any individual, family, or business owner. You will love her!”